Types Of Home Loans We Offer
Buy, Build, Construct
Or Renovate
Types Of Home Loans We Offer
Home Purchase Loan
For a ready or under-construction home, resale or new.
Home Construction Loan
Staged funding as your build progresses on land you own.
Home Renovation Loan
Repair, extend or modernise an existing home.
Loan Against Property
Borrow against a property you already hold.
Balance Transfer Loan
Move an existing loan to better terms, with a top-up option.
Plot + Construction Loan
Buy the plot and fund the build under one facility.
Balance Transfer, Explained
When it pays
Early in a loan, most of every instalment is interest — so a lower rate has years of interest left to work on. The longer your remaining tenure, the larger the saving.
When it does not
Processing, legal, valuation and insurance costs have to be recovered. If the break-even month falls beyond how long you will hold the loan, staying put is better.
From Enquiry To Keys
- 01
Consult
Objective, budget and eligibility mapped in one sitting.
- 02
File Build
Documents assembled and reviewed before any lender sees them.
- 03
Sanction
Terms negotiated across shortlisted lenders and explained fully.
- 04
Disbursement
Funds released to seller or builder per the agreed schedule.
Home Loan FAQs
How long does a home loan sanction take?
With complete documentation, most sanctions land within seven to fifteen working days, and disbursement follows legal and technical clearance. Incomplete paperwork is the usual cause of delay, which is why we review your file before any lender does.
How much can I borrow against my property?
Lenders typically fund a share of assessed market value, with the exact loan-to-value depending on property type, location and your income profile. Figures we share are indicative until a lender's valuation is complete.
Can I move an existing loan to a cheaper lender?
Yes — that is a balance transfer. It is worthwhile only when the interest saved over your remaining tenure clearly exceeds switching costs. We model the break-even before recommending it.
Do you help with self-employed or business income profiles?
Frequently. Self-employed files need a stronger narrative around income consistency, and lender appetite varies widely. Matching the profile to the right lender is much of the value we add.
Loan features described here are indicative and vary by lender, property and applicant profile.
Contact Us Today
- Easy Process
- Quick Disbursal
- Secure & Reliable
- Financial Freedom